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Financially Growing Up

It is a shame that we are not taught better in our younger years to manage our money. The sooner you learn to manage your money then better you'll be.

As I have mentioned before, I grew up living in a household that lived paycheck to paycheck. I thought this was normal. I had no idea that some people actual had a proactive budget.

Once I started living on my own, I noticed that I had to plan for certain expenses: rent, gas, groceries, etc. But even then I was forgetting to save.

And in college, when I needed money to pay for tuition and living expenses, I just borrowed it. I could always pay it back later, right?

Then one day it hit me: I had no idea how I was going to payback all the money I have borrowed (among other things). I had not plan for an occupation or even what I liked doing. So I quit school to try and figure it out.

Well, one summer later I realized I wanted to study money. So I enrolled the next semester and started on this path. I took a few finance geared classes and few accounting geared classes and decided that accounting and certified public accountant (CPA) was the route that would fit me best.

Was accounting something I that I had dreamed about since I was a little kid? No, but it is a needed skill and it would provide an income that would help me to pay off student loan and other debt, raise a family, and plan for retirement.

Bottom Line:

The sooner you learn to manage your money, the better.