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Debt is the greatest lie we are told. It is confining and trapping, not liberating.

All forms of debt are bad. We define debt as "owing money or other resources to another".

We agree with the Bible, "... the borrower is slave to the lender." (Proverbs 22:7 (NIV))

I don't know about you, but I never want to be a slave. And this is why we are here - to help you get out from underneath the crushing weight of debt and give you the support and skills needed to live a financially healthy life.

Of course, there are exceptions to taking on debt. But even when debt is unavoidable we should do all we can to limit our risk and pay-off debt as fast we can.

Bottom Line:

Debit is enslaving and should be avoided.